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Filing Bankruptcy Acceptable

Is filing bankruptcy a sin?

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 ---Moderator on 6/4/09
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Is it a sin to get sick?

For Pete's sake, one of the leading causes of bankruptcy is medical bills.

Something like 40% of people do not have medical insurance. I know of one guy who got cancer of the colon at age 40. Because he had not been screened at that young age, it was advanced. The last I heard, his bills were around $3 million.

The law allows bankruptcy protection. The alternative is to throw people in the streets and seize all assets.

I have heard enough stories about homeless families where one uninsured member got sick and ran up bills. Bankruptcy laws protect and show compassion.
---obewan on 6/8/09

What is someone really could never pay the bill they owe say a 5 million dollar health bill. I doubt the law expects them to pay in five years as they can't.
---Jimbo on 6/8/09

Pro 3:27-"Withhold not good from them to whom it is due, when it is in the power of thine hand to do [it]."
Rom 13:8-"Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law."
Mat 7:12-"Therefore all things whatsoever ye would that men should do to you, do ye even so to them:.."
Rom 13:10-"Love worketh no ill to his neighbour: therefore love [is] the fulfilling of the law."
1Ti 1:5-"Now the end of the commandment is charity out of a pure heart, and [of] a good conscience, and [of] faith unfeigned:"

"Is filing bankruptcy a sin?" That would depend on your motive and intent. Let your conscience be your guide
---josef on 6/8/09

Jimbo: It is now required that everyone pay what they owe off in five years. Your post shows that you did not read my previous post.
---Bankrupt on 6/7/09

I would never consider filing for bankruptcy unless their was no other way of paying my bills. Christians should do everything in their power to pay what they owe.
---Jimbo on 6/7/09

I don't believe filing bankruptcy is a sin provided a person tried their best to pay their bills outside of filing for bankruptcy. Nobody likes a deadbeat.
---Mary on 6/7/09

Even if a person was not legally required to repay his creditors, that doesn't mean he still couldn't. That is where one's character would come into play.
---ralph7477 on 6/5/09

There are various types of bankruptcies. One is where you don't have to pay all your bills. That kind is reserved for serious problems such as catastrophic illnesses or death of a spouse or loss of a job. If a Christian is forced to file bankruptcy, I wouldn't consider that a sin.
---SusieB on 6/5/09

John: You are not well versed in bankruptcy law. I am currently in bankruptcy, my hearing is on Tuesday. It is required that ALL of my debt be paid off in the next five years. that is ALL of it. Bankruptcy is not a sin, because my debtors are going to be paid. What they will no longer receive is the 30% interest that accumulates between payments. That is the purpose of bankruptcy, to stop the interest, and the protect the debtor from legal action because of the debt.
---Bankrupt on 6/5/09

John Bankruptcy laws were changed in 2005, it's not a free ride anymore from what I understand.
---Pharisee on 6/5/09

The Bible says for us to pay what we owe. This obviously means that bankruptcy is a sin because the person will no longer have to pay what they owe. This is one law of man that goes dirctly against the laws of God.
---john on 6/5/09

No, filing bankruptcy is NOT a sin.

After Adam and Eve sinned in the Garden of Eden, God allowed sin, and evil, to continue to reign. Sickness and death were one result of that. Medical treatments for many illnesses can easily push many folks into bankruptcy. The fact that the USA doesn't have a National Health Plan to cover these treatments often leaves patients with only one choice: BANKRUPTCY.

The long-term fallout from this legal action isn't fun, but many people have no choice when it comes to dealing with their medical bills.
---Sag on 6/4/09

Don't you have to pay it back now?
I think we might in that case throw it in with settling matter's quickly on the way to the judge with your adversary.
---Pharisee on 6/4/09

Bankruptcy is a legal business transaction and allowed by the law. No laws are being broken and is an available option in a worste case scenario. As long as you don't abuse the process and use the option sincerely without malice or deceit it should not be a sin. However like any other allowable solution, as long as your original intent was not to defraud someone then I don't see it as a sin. Some criminals use guns to steal God's money and some use contracts, we must protect God's riches from both.
---TIMOTHY on 6/4/09

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