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Excessive Credit Card Debt

If you had excessive amount of credit card debt and you received an email with the subject phrase which would you open why?
A. Consumer notice.. credit card bail out!
B. Finally.. a credit card bail out!
C. At last.. a credit card bail out!
D. It's finally here.. a credit card bail out!

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 ---Joseph on 6/12/10
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I choose E none of the above

these emails are SCAMS

sadly many will fall for these because they are swimming in debt and looking for a way out

all these SCAMS do is PREY on their victims making a financial situation far worse

even if there was such a thing as a "bail out" think about this - if you took a "bail out" option you have STOLEN all of the services and products you purchased

in today's society everyone is looking to LIVE LARGE and then BLAME marketing advertising even their neighbors for "making them" purchase and consume things they cannot afford without credit
---Rhonda on 6/15/10

none, I wouldn't have credit card debt.

I don't mean to come off prideful and please forgive me if I do, it's just that I have been paying my credit cards off each month.

If I don't have the money to buy something, then I don't buy it. I waited two extra months to replace my battery on my car because I didn't have the money. If it went dead before that time, then I guess I would have borrowed the money from someone who doesn't charge 18% interest.

Again, my apologies if I've come off sounding prideful, don't mean to.
---Donna5535 on 6/14/10

Romans 13:8 Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.
---micha9344 on 6/13/10

KarenD ... In the UK, if you pay off the whole amount on the due date ... typically several weeks after the issue of the statement showing the purchaesd for the last month ... you don't pay any interest.

I do all my purchases by credit card, and pay off the card, on average six weeks after the purchase date, and don't pay any interest.
---alan8566_of_uk on 6/14/10

alan...As far as I know, the only credit card that doesn't charge interest if you pay the balance when due is American Express. In the USA all others charge interest.
---KarenD on 6/13/10

E: None of the above.
---Trish9863 on 6/13/10

"which would you open why?" Neither.
They would simply to serve as a reminder that I have created the debt and that it is my responsibility to pay off that debt.
No constructive lesson is learned from a "bail out."
However character and fortitude is shown, and a sense of accomplishment is derived from facing a challenge head long and overcoming it.
---joseph on 6/12/10

None ... You can't bail out of a credit card debt, so I would know it was just an ad

Always pay you credit card bill when it is due, you won't have to pay interest, and you won't get into impossible debt
---alan8566_of_uk on 6/12/10

Why, do you own a debt relief type of company and you are looking at advertising?
---Alan on 6/12/10

None. I would start paying off those credit cards as soon as possible. Been there, done that. Out of debt now.
---KarenD on 6/12/10

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