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Speaking In Tongues From Satan
Spirtiual Gifts are a manifestation of the Baptism of the Holy Spirit. Some receive the Baptism of the Holy Spirit and never receive the "gift of tongues", though they may receive one or more, of the other gifts instead. It seems like many, do receive the "gift of tongues" first, but it's probably because it is the least important of all the spiritual gifts. I suggest that you study I Corinthians: Chapter 12 through Chapter 14, for a better understanding of the spiritual gifts.

Ex-Husband Filed Bankruptcy
Part 2 of 2: You may find yourself in need of the Bankruptcy Code's protection. In some states, your ex-husband's creditors may have the right to collect the debt from you, even if your husband received a "Discharge" from the same debts. I'm saying this as a person who worked for nearly 14 years, for the U.S. Bankruptcy Court. Get yourself a good bankruptcy attorney.

Ex-Husband Filed Bankruptcy
Part 1 of 2: Carolyn, consult a "Bankruptcy Attorney". There are a lot of attorneys out there, which know nothing about the Bankruptcy Code, but would love to take you money. There are certain types of debts that are not dischargeable under the Bankruptcy Code, such as alimony and child support.

Altar Calls Still Needed Today
If a preacher is absolutely sure that everyone who hears his sermon are believers (though, believers sometimes need an alter call too), then, maybe an alter call may not be needed. I've read about a time when D.L. Moody was preaching in Chicago and didn't have an alter call. Later that same night, Chicago had one of the worst fires in history. D.L. Moody never preached again, without an alter call.

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